There are as many varied and opinionated 2024 outlooks as there are people and investment firms that publish them. If you just keep looking, you will eventually discover one that fits with what you are looking for. Taking a step back, it’s helpful to focus on key aspects of the financial markets instead of trying […]
Read MoreTag: Interest Rates
Interest Rate Outlook
Where to start? Here’s a quick summary of interest rates over the past two plus years. Leading up to the COVID pandemic, the Federal Reserve had embarked on a slow process of lowering the Fed Funds target rate from between 2% – 3% to 1% – 2%. When the pandemic went into full swing, they […]
Read More2023 Outlook – The Year Income Generation Returns
As the Covid pandemic unfolded in early 2020, interest rates on one-year government debt plunged from 1.5 % to near zero in a matter of weeks. From March of 2020 to near the end of 2021, the one-year rate hovered between 0.05% and 0.12%. Rates that low are almost irrelevant. As the Federal Reserve launched […]
Read MoreThe Silver Lining in Rising Interest Rates
For several years now, investors have been living in a world of historically low interest rates. For those in retirement or near retirement, that has not been the best world in terms of conservative income generation with which to live on. It also hasn’t been great for those who are contributing to regular savings accounts […]
Read MoreI Bonds
With surging inflation, there has been a renewed interest in lessor known United States Savings Inflation Bonds, more commonly referred to as I Bonds.
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