Social Security – Something Has to Give, Eventually

It should come as no shock to anyone that it is only a matter of when the current way Social Security benefits will need to be adjusted, not if. When it comes to how and when it should happen is the proverbial elephant in the room. It’s safe to say that the “when” has been […]

Read More

Market Performance During Election Years & After

The punchline to my commentary here is that presidential election outcomes have little to do with long term market performance. That said, there are several ways people have analyzed stock market performance to try and come up with ways to predict moves based on party control of the White House, House and Senate. Below is […]

Read More

2024 Housing Outlook

As 2024 begins to unfold, housing market trends are one of the most talked about aspects of the year ahead. There are a number of factors at play when it comes to trying to understand how we got here and what we can expect in 2024. It’s obvious the surge in home values began as […]

Read More

2024 Outlook – Positive Signs Continue to Grow

There are as many varied and opinionated 2024 outlooks as there are people and investment firms that publish them. If you just keep looking, you will eventually discover one that fits with what you are looking for. Taking a step back, it’s helpful to focus on key aspects of the financial markets instead of trying […]

Read More

Interest Rate Outlook

Where to start? Here’s a quick summary of interest rates over the past two plus years. Leading up to the COVID pandemic, the Federal Reserve had embarked on a slow process of lowering the Fed Funds target rate from between 2% – 3% to 1% – 2%. When the pandemic went into full swing, they […]

Read More

Decarbonizing Aviation

The International Air Transport Association (IATA), International Civil Aviation Organization (ICAO), and Civil Air Navigation Services Organization (CANSO) are all aiming for “net-zero” aviation by 2050. That is a very bold commitment that is clearly easier said than done. The focus of the commitment is on CO2 reduction given the nascent science on non-CO2 emissions […]

Read More

UFOs, Alien Body Parts, Extraterrestrial Aircraft Parts – Market Impacts?

A former Air Force intelligence officer recently testified before Congress that we are not alone. The bombshell was offered up by Retired Major David Grusch, a whistleblower claiming that he knows the “exact locations” of Unidentified Aerial Phenomena or UAPs, the military’s term for UFOs. Ret. Maj. Grusch was part of the Pentagon’s UAP Task […]

Read More

Travel Forecast – How Long Will the Strong Demand Continue?

For anyone that has traveled by air in the past 12-18 months, you have experienced firsthand just how fast demand for air travel has grown. Even with significant increases in air fares and a looming recession, more and more consumers continue to get back into travel mode. How long this rising demand continues is anyone’s […]

Read More

Student Loan – Update

Republican Led Resolution to End Loan Forgiveness Passed A resolution to cancel The Biden Administration’s Student Loan Forgiveness Plan passed both the House and Senate this week. President Biden has promised to veto it which will stand since it would take a super majority to override the veto and there aren’t enough votes for that […]

Read More

Debt Ceiling Battle – Update

To start off, while nothing in life is certain, it is nearly impossible to imagine that the United States will default on its debt. History Has a Way of Repeating Itself What is happening now is a replay of what has happened several times in our history, most recently in 2011 and 2013. In 2011, […]

Read More

Recent Commentary

Archives

Tags