Social Security – Something Has to Give, Eventually

It should come as no shock to anyone that it is only a matter of when the current way Social Security benefits will need to be adjusted, not if. When it comes to how and when it should happen is the proverbial elephant in the room. It’s safe to say that the “when” has been […]

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Social Security & Medicare – Running out of Money?

Trying to understand how Social Security (SS) and Medicare (MC) are funded and how that funding may run out is not easy to explain nor is it very interesting. I am going to give it a try because the recently heightened awareness of a potential for a government debt default leading to risks that these […]

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The Silver Lining in Rising Interest Rates

For several years now, investors have been living in a world of historically low interest rates. For those in retirement or near retirement, that has not been the best world in terms of conservative income generation with which to live on. It also hasn’t been great for those who are contributing to regular savings accounts […]

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